This course will cowl private finance selections associated to medical and incapacity insurance coverage.
We’ll describe medical health insurance and evaluate it to different kinds of insurance coverage, noting areas the place medical health insurance will be extra advanced.
Learners will perceive what group medical health insurance is and its advantages. We’ll focus on the Reasonably priced Care Act (ACA) and the laws’s affect on medical health insurance.
The course will cowl personal medical health insurance, well being upkeep organizations, most well-liked supplier organizations (PPOs), and point-of-service (POS) plans.
We can even outline excessive deductible well being plans and focus on when they might be acceptable.
The course will break down the ideas of coinsurance, copays, deductibles, preexisting circumstances, and medical health insurance prices.
We’ll think about choices for buying well being care, focus on completely different insurance coverage corporations, and think about the Consolidated Omnibus Finances Reconciliation Act (COBRA).
Learners can even perceive dental and imaginative and prescient insurance coverage and the way they relate to an general medical health insurance danger mitigation and well being upkeep technique.
The course will outline long-term care (LTC) and think about its use in an general well being care technique.
We’ll focus on Medicare and Medicaid and the way these authorities applications match into the medical health insurance panorama as we age.
Learners can even perceive how incapacity insurance coverage works and the way to use it as a part of an general private danger treatment technique.
We can even have apply issues, together with downloadable Excel Workbooks, which customers can also open utilizing Google Sheets.
The Excel Workbooks will typically have at the least two tabs. One tab can have the reply key so learners can deconstruct the issue. The second tab is the place we work the apply downside step-by-step together with the educational movies.